Home Loan Interest Rates all Banks 2019...देखिये पूरा लिस्ट »
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Home Loan Interest Rates all Banks 2019…देखिये पूरा लिस्ट

Banks Interest Rates Processing Fees
State Bank of India 8.15% – 8.80% p.a. Rs.2,000 – Rs.10,000
HDFC Ltd. 8.25% – 9.60% p.a. Up to 0.50%
ICICI Bank 8.60% – 9.40% p.a. 0.50% to 1%
Axis Bank 8.55% – 9.40% p.a Up to 1%
Bank of Baroda 8.10% – 9.10% p.a. 0.25% to 0.50%
PNB Housing Finance Ltd. 7.95% – 8.70% p.a. Up to 1%
LIC Housing Finance Limited 8.40% – 8.50% p.a. Rs. 10,000- Rs.15,000
(+Service Tax)
Karnataka Bank 8.65% – 10.25% p.a. 0.50% to 2.00%
United Bank of India 8.00%- 8.15% p.a. Rs.1000/ or Above
Vijaya Bank 8.10% – 9.10% p.a. 0.50 % or Max Rs. 20,000/-
Standard Chartered Bank 9.26% p.a. onwards Upto 1.00%
UCO Bank 8.05% to 8.60% p.a. 0.50%

https://www.cgjobs24.com/archives/1027

Citibank 8.05% – 9.60% p.a. Rs.10,000
HSBC Bank 8.55% – 8.65% p.a. Rs.10,000 or 1% of Loan Amount
Bandhan Bank 8.75% – 14.50% p.a. 1% of Loan Amount
Oriental Bank 8.25% – 8.80% p.a. 0.50% of the Loan Amount
Sundaram BNP Paribas Home Finance 8.55% – 9.25% p.a. 0.50% – 1%
(min. Rs.2,000; max. Rs.20,000)
Kotak Mahindra Bank 8.60% – 9.40% p.a. up to Rs.10,000
DBS Bank 8.45% – 8.95% p.a. upto Rs.10,000
Bank of India 8.10% – 8.40% p.a. 0.25%
(Max. Rs.20,000)
Bank of Maharashtra 8.55% – 9.00% p.a. 0.25%
IDBI Bank 8.25% – 8.80% p.a. 0.50%
Indian Overseas Bank 8.20% – 10.95% p.a. 0.50%
Karur Vysya Bank 8.65% – 12.50% p.a. Rs.2,500 – Rs.7,500
South Indian Bank 9.00% p.a. onwards 0.50%
(Max. Rs.10,000)

 

Types of Interest Rates in Home Loan

1. Fixed Interest Rate:

2. Floating Interest Rate:

Factors that Determine Home Loan Interest Rates:

  • Income: The industry you work and your employer both has a say along with the income factor. A stable and high income, sufficient enough to afford the loan will be rewarded with a lower interest rate.
  • Credit Score: When you apply, the processing involves a thorough scrutiny of your credit report. It involves checks on your past and current credit. It you’re up to date with a good credit score, you’re likely to get a competitive rate. A good credit history also gives you the confidence to negotiate a good deal.
  • Location of the Property: The location and vicinity has a bearing too. If the property is situated in a prime location or is being procured from a trusted builder/agency, you can look forward to an optimal charge on the interest rate front.

https://www.cgjobs24.com/archives/1050

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